Insurance Planning
Life Insurance
The impact and enormity of the loss of a loved one is hard to fathom, let alone begin to plan for. This kind of protection, whether it's replacement of income, college funding for children, creation of a legacy, etc. helps offer our clients the confidence in knowing that that their loved ones will be cared for.
The professionals at Johnson Insurance have years of experience in working with individuals, families, and businesses in the many areas of survivor planning, including the event of an untimely death or when facing a terminal diagnosis. Our ability to provide our clients and their survivors with experience, knowledge, caring and compassion throughout this difficult time is a great honor. We are here to serve our clients, surviving family members, and their legal and accounting advisors throughout the various steps of the process.
Neither Royal Alliance Associates, Inc. nor it’s representatives provide tax, legal, or accounting advice. Persons who provide such advice do so in a capacity other than a representatives of Royal Alliance Associates, Inc.
Homeowner
Your home is made up of years of memories and loving moments. You pour your heart and soul into throughout the years and the last thing most people can imagine is losing your home and valuables due to a tornado or fire.
The professionals at Johnson Insurance work with over twenty carriers to provide you with the best coverage for your situation. They spend extra time educating their clients on the different coverage options to ensure your home is covered properly.
Auto
You take pride in your ride. Whether it be a shiny new car, a rugged truck, or a classic car that only comes out once or twice a year. In today's lawsuit happy world ensuring you have the proper coverage for your situation is vital to protect yourself.
At Johnson Insurance our team takes pride in helping clients understand their coverages and protection. Working with over twenty carriers allows us to be loyal to our clients first and not a single company.
Disability
Getting a job and finding a good income is not easy this day and age. In some fields it is required to have 4-years (or more) of higher education, and even then it is not guaranteed that you will start where you want. It takes hard work, determination, and a lot of time to secure that income that you desire. Having a plan in place that protects that income is important for the financial security of any household. It protects you and your family during lengthy periods of time when someone is unable to work due to physical or mental issues that may arise throughout a person's working years.
The experienced men and women at Johnson Insurance help clients build efficient plans that protect during these unforeseen circumstances.
Health Insurance
Drastic changes is the Health Insurance marketplace have made this topic difficult for the average consumer to understand. This makes the role of an advisor increasingly important to individuals and businesses in finding cost-saving measures and coverage options that best fit each particular circumstance.
Our Health Insurance experts will guide you through the complex task of selecting the appropriate coverage at an affordable cost. They will explain the details of each plan, and help you determine if your family or business qualifies for any deductions. Advocating on your behalf, our experts will be there to assist with claims, insurance companies, hospitals, and more.
* Health Insurance is not provided through Royal Alliance Associates, Inc. It is a product and service that Johnson Insurance provides as an outside business activity.
Long Term Care
You have spent your whole life saving and accumulating wealth for your retirement. The last thing you can imagine is losing it all to a nursing home or assisted living facility. Maintaining independence and freedom is a key to a happy retirement.
The professionals at Johnson Insurance work with many different carriers to help you find the right plan of insurance to protect yourself from letting this happen. Working with many different carriers allows us to customize a plan tailored to your needs and wishes.
Crop
As a farmer you understand the importance of staying above the bottom line. You are in an industry where you can do everything right and one night's weather pattern can ruin it all. Protecting yourself with proper revenue protection can ensure you stay on track to a profitable and sustainable farm practice.
With over forty years of combined experience the agents at Johnson Insurance can work with you to build a plan that is not only affordable, but gives you the comfort of being able to continue your farming operation in the worst case scenario.