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Thursday, January 2, 2020

By Kristi DeRycke, Registered Assistant Roth 401K is a word that we are hearing more often lately. Many more companies are offering the Roth 401K option in addition to the Traditional 401K than they did 5 or 10 years ago. Saving for...

 

Tuesday, December 10, 2019

SUMMARY: You are almost there, retirement is just around the corner, but who is going to be your guides to help you navigate all of these details in the years to come? Let's take a look at how each of these professionals play a role...

 

Wednesday, December 4, 2019

Winter Solstice is on Saturday, December 21st this year. This is the shortest day of the year and things only look better from there, right? Yeah I can't believe anyone that lives in the Midwest for more than a season believes that....

 

Tuesday, December 3, 2019

SUMMARY: You work your whole life to build and accumulate wealth - don't you want to make sure it goes to the people you care most about? Check out our list of effective strategies to ensure you are transferring your wealth to the...

 

Monday, November 25, 2019

SUMMARY: Are you worried about running out of money in retirement? If so, let's talk about Guaranteed Lifetime Income! It's an income stream that will not change and will be paid to you for the remainder of your life, no matter what...

 

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Tuesday, November 19, 2019

SUMMARY: The concept of Social Security is simple: the government retains part of your paycheck, and then gives it back to you when you retire. Seems pretty straightforward, right? But did you know there are 2,728 core rules...

 

Wednesday, November 13, 2019

By Kristi DeRycke, Registered Assistant We spend the first two decades of our life dreaming about being an adult. Then we become one and wish for the carefree lives we had as kids. It is not all that bad but things get kind of crazy...

 

Monday, November 11, 2019

SUMMARY: Everyone wants to retire early, but the biggest challenge early retirees face today is what do they do about health insurance? In this video I will discuss the different health insurance options to consider when retiring...

 

Monday, November 4, 2019

By Kristi De Rycke, Registered Assistant It is a tradition in our family to go around the room on Thanksgiving Day and say one thing that we are each thankful for. It was always pretty easy for the adults in the room to find several...

 

Monday, November 4, 2019

SUMMARY: You don't think about it, you don't want to think about it, in fact you hate talking about it. No one wants to think about losing their independence and needing the help of others in the form of long-term care. But the...

 

Monday, October 28, 2019

SUMMARY: One of the top questions I get asked from clients approaching retirement - "Should I reduce my portfolio risk as I near retirement?" Unfortunately, it's not a one solution fits all kind of answer. It depends on a few...

 

Monday, October 28, 2019

By Kristi De Rycke, Registered Assistant Halloween conjures up many images of creatures that make our skin crawl. We have all watched horror movies that even years later can give us the creeps. The fear may be of clowns, zombies,...

 

Monday, October 21, 2019

Once you have made the decision to start working out, the next challenge becomes fitting exercise into your daily routine. Your life is hectic enough. Finding the time can be stressful. Here is a list of ways you can start...

 

Monday, October 21, 2019

SUMMARY The number one concern from retirees today - Will I Run Out Of Money In Retirement? To determine the answer you will need to complete the following steps which are discussed further in this video: 1. Figure out what is a safe...

 

Tuesday, October 15, 2019

By Kristi De Rycke, Registered Assistant What if your employer (or a customer if self-employed) walked up to you and asked “Would you prefer I increase your pay by $100 per month starting now or give you an envelope with $700...

 

Tuesday, October 15, 2019

SUMMARY Retirement is the most enjoyable part of your life or at least it's supposed to be. Have you thought through all the items you need to have in order before you jump into retirement? Have you done your planning? If you have,...

 

Sunday, October 6, 2019

Money can be the origin of many marital problems. It is time that you take control of the conversation before it’s too late. You want to discuss financial and life goals, such as buying a house, paying off credit card debt or...

 

Sunday, October 6, 2019

It seems to me that people often times struggle in communicating with their parents about their financial situation and it also appears to me that most parents are uncomfortable communicating with their children about their own...

 

Monday, September 30, 2019

By Kristi De Rycke, Registered Assistant So all of those financial needs that need addressed in your 30s will take money to meet them. This part is to try to help you find those painless or less painful ways to free up money to...

 

Wednesday, September 25, 2019

So you are feeling motivated to start working out, eating healthy, meditating or any number of lifestyle changes you’ve been telling yourself that you want to do. The problem is you have tried before without much success....

 

Friday, September 20, 2019

There are several types of life insurance in the market today and there has been many unique contracts issued over the years. I am here to shed some light on how to properly utilize a permanent life insurance contract to improve your...

 

Wednesday, September 18, 2019

By Kristi De Rycke, Registered Assistant Have you ever been getting ready for work and see a commercial of retirees traveling, sipping coffee or gardening? Have you ever watched that and wished you weren't going to work that day? Have...

 

Monday, September 16, 2019

If you own a permanent life insurance policy you need to watch this 5 minute video! Two significant things have happened in the last 30 years in the life insurance industry, learn what those two things are and how they could be...

 

Wednesday, September 11, 2019

It’s so important to make sure you are taking care of your body, mind and soul every day. Practicing self-care isn’t always easy and is usually the last thing on our agenda. Most of us are crazy busy with taking care of...

 

Sunday, September 8, 2019

I know I need life insurance, but how much do I actually need? Today's message is short and sweet. There are tons of ways to determine the right amount of life insurance to own. Computer programs, formulas, general rules of thumb. At...

 

Thursday, August 29, 2019

Introduction To Kristi's Koffee Talk - Did That Really Just Happen? Did That Really Just Happen Moment #1: I have been an occupational therapist for 22 years. 2 years ago the 401lk guy came to the office to meet with anyone interested...

 

Wednesday, January 30, 2019

Tips for financial success Financial planning is not as difficult as people make it out to be. The difficult part is doing the things you know you should be doing. Similar to a diet or fitness plan, it’s the follow through that...

 

Tuesday, October 16, 2018

Being in the financial services business for the last 16 years has allowed me to have many conversations with individuals about where do they start when it comes to planning for their financial future. I have used this picture since...

 

Tuesday, September 4, 2018

I get the question all the time from our clients. What is the right type of life insurance for me to buy? I always tell them the kind that is in force the day that you die. Tough part is who knows when that will be? In my time in this...