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Wednesday, November 18, 2020

By Kristi De Rycke, Registered Assistant I want to start with the second part of this. Why do you want a financial plan? How would I know that? We have never met to discuss your personal goals. Why do I want a financial plan? That is...

 

Tuesday, November 10, 2020

By Kristi De Rycke, Registered Assistant I was having lunch with a group of millennial friends in their 20s. They were openly discussing saving and investing. I sat quietly (which can be hard for me) and just listened. Keep in mind...

 

Wednesday, November 4, 2020

SUMMARY: Everyone should have a financial plan, and creating one is easier than you think! A financial plan is a document that thoroughly details your financial goals. Think of it as a roadmap showing you how to build the financial...

 

Monday, October 19, 2020

SUMMARY: COVID-19 has caused a ton of craziness in the last few months. In today's short message I discuss the importance of you having your affairs in order in the event something happens to you. From legal documents to family...

 

Monday, October 12, 2020

SUMMARY: If you have a loved one receiving long-term care either in a nursing home or assisted living facility - do you know where to pull the money from to pay for that care? In today's video I walk you through why taking money from...

 

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Tuesday, September 29, 2020

After the recent market crash, have you wondered to yourself if you are going to be ok? I have been asked this question a lot lately, so I decided to walk you through our investment philosophy and share the six steps to proper...

 

Monday, September 21, 2020

By Kristi DeRycke, Registered Assistant Have you left a job for a new adventure and left a 401k behind? Or maybe you are thinking about switching jobs and currently have a 401k at place of employment? If you fall into either of these...

 

Tuesday, September 15, 2020

By Kristi DeRycke, Registered Assistant When is the last time you looked at your 401K? No not the balance. I mean really looked at your 401K. What funds are you in? What is your balance between stocks and bonds? What are the fees on...

 

Monday, August 31, 2020

Were you shocked when you opened your first quarter 401k statements in 2020? If so, you weren't alone - most people were and in this video I share with you a service we provide to our clients, where I help them manage their 401k plan....

 

Monday, August 3, 2020

By Kristi De Rycke, Registered Assistant Can you also spot the differences between the Traditional IRA and a Roth IRA? Read on to see which option is best for you. There are four main differences between the two. Taxes: If you...

 

Monday, July 27, 2020

Are you concerned about your handling of your parents finances? Do they have money laying around all over the place? Is tax season a nightmare for them, you, or their accountant? In this short 3 minute video I walk you through a story...

 

Monday, July 27, 2020

Do you think taxes may go up in the future? Yes or No? If your answer is YES, then watch this short video as I discuss the benefits of a strategy called Roth IRA Conversions. We are in the lowest tax rate environment we have been in...

 

Tuesday, July 21, 2020

By Kristi De Rycke, Registered Assistant We were all moving along in our daily lives until everything came to a screeching halt. Depending on your industry, your workload may have multiplied or slowed down significantly. Regardless of...

 

Monday, July 13, 2020

Are you a small business owner who cannot afford to lose one of your key employees? Do you question how the business would succeed without these people? In this video I discuss a small company I worked with in designing a Deferred...

 

Monday, July 13, 2020

Do you think you are pretty sharp when it comes to doing research on the internet? Do you feel like you can find plenty of information, but have a hard time figuring out what to do with it? In this video I discuss why a financial...

 

Wednesday, July 8, 2020

If you have been on the fence about working with a financial advisor make sure to check out this video as Greg walks through a story of one of his clients who was extremely nervous about her ability to retire in 2020. After visiting...

 

Monday, June 22, 2020

By Kristi De Rycke, Registered Assistant We are coming out of one of the most challenging times to be a healthcare worker. It feels like overnight our lives have changed. We were quickly learning the specifics about Covid-19 and...

 

Monday, June 15, 2020

By Kristi DeRycke, Registered Assistant Everything we know about financial independence we learned from our father's. "Anything worth doing, is worth doing well." This drove me crazy when I had to spend my Christmas vacation on a...

 

Tuesday, May 26, 2020

You have a responsibility to take care of the people you care about most whether that's your spouse, children or business partner. Life Insurance companies have made changes to traditional paramed requirements giving clients more...

 

Tuesday, May 19, 2020

By Kristi De Rycke, Registered Assistant May is a very exciting time of the year with many kids graduating from high school and college. As parents this can be a very emotional time as well. The phase “Time goes quickly”...

 

Tuesday, May 5, 2020

By Kristi De Rycke, Registered Assistant "You need to do your chores or you don't get an allowance this week." We need to work hard at what we do to enhance our skills and make ourselves irreplaceable at our jobs. This will make for...

 

Wednesday, April 29, 2020

As part of the federal coronavirus relief package, many Americans will be receiving a stimulus check of up to $1,200 per adult (and $500 per child). The best use of your stimulus check depends on your financial situation and your...

 

Wednesday, April 22, 2020

Fraudsters and scam artists are always looking for new ways to prey on consumers. Now they are using the same tactics to take advantage of consumers' heightened financial and health concerns over the coronavirus pandemic. Federal,...

 

Wednesday, April 15, 2020

By Kristi De Rycke, Registered Assistant Nothing is normal right now. Children are home with no school for what looks like months with limited access to playing with others. Working adults are either out of work, working from home or...

 

Thursday, April 9, 2020

Congress just passed the largest stimulus package in American history, the Coronavirus Aid, Relief, and Economic Security Act (CARES). This was done in an effort to combat some of the pandemic’s harmful economic effects. Since...

 

Thursday, April 9, 2020

Congress passed the largest stimulus package in American history, the Coronavirus Aid, Relief, and Economic Security Act (CARES). This was done in an effort to combat some of the pandemic’s harmful economic effects. And while...

 

Thursday, April 9, 2020

Congress just passed the largest stimulus package in American history, the Coronavirus Aid, Relief, and Economic Security Act (CARES). This was done in an effort to combat some of the pandemic’s harmful effects on the economy....

 

Thursday, April 9, 2020

By Kristi DeRycke, Registered Assistant The recent CARES Act does include changes to your retirement plan requirements. Let’s find out what this means for you and options that you may consider. The main points to consider include...

 

Wednesday, March 11, 2020

By Kristi De Rycke, Registered Assistant This is a topic that I have been reading a lot about lately. It really has been a gut check as many important people in my life are women. It is a known fact that there is an income gap....

 

Tuesday, March 3, 2020

By Kristi De Rycke, Registered Assistant You don't have time. You may be a working mother trying to juggle everything and just are too busy right now. You may be a single mother with very little to no spare time. It can wait. You are...

 

Wednesday, February 26, 2020

The very first question I ask potential clients - Do you have the TED? TIME - EXPERTISE - DESIRE to manage your own finances. If you don't then you should consider working with a financial advisor.

 

Wednesday, February 19, 2020

By Kristi De Rycke, Registered Assistant Imagine this real life scenario: You and your spouse both work for companies that have a good 401K plan. You are both avid savers. You have gradually increased your contributions over the years...

 

Wednesday, February 5, 2020

By Kristi De Rycke, Registered Assistant Marriage can be a constant negotiation between 2 people with different views. These often revolve around kids, schedules, household chores and finances. There is a constant effort by...

 

Wednesday, January 29, 2020

By Kristi DeRycke, Registered Assistant January 2020 means the start of a new year and a new decade. How will this affect us? What world events will happen and what affect will they have on the markets. What should we invest in this...

 

Thursday, January 2, 2020

By Kristi DeRycke, Registered Assistant Roth 401K is a word that we are hearing more often lately. Many more companies are offering the Roth 401K option in addition to the Traditional 401K than they did 5 or 10 years ago. Saving for...

 

Tuesday, December 10, 2019

SUMMARY: You are almost there, retirement is just around the corner, but who is going to be your guides to help you navigate all of these details in the years to come? Let's take a look at how each of these professionals play a role...

 

Wednesday, December 4, 2019

Winter Solstice is on Saturday, December 21st this year. This is the shortest day of the year and things only look better from there, right? Yeah I can't believe anyone that lives in the Midwest for more than a season believes that....

 

Tuesday, December 3, 2019

SUMMARY: You work your whole life to build and accumulate wealth - don't you want to make sure it goes to the people you care most about? Check out our list of effective strategies to ensure you are transferring your wealth to the...

 

Monday, November 25, 2019

SUMMARY: Are you worried about running out of money in retirement? If so, let's talk about Guaranteed Lifetime Income! It's an income stream that will not change and will be paid to you for the remainder of your life, no matter what...

 

Tuesday, November 19, 2019

SUMMARY: The concept of Social Security is simple: the government retains part of your paycheck, and then gives it back to you when you retire. Seems pretty straightforward, right? But did you know there are 2,728 core rules...

 

Wednesday, November 13, 2019

By Kristi DeRycke, Registered Assistant We spend the first two decades of our life dreaming about being an adult. Then we become one and wish for the carefree lives we had as kids. It is not all that bad but things get kind of crazy...

 

Monday, November 11, 2019

SUMMARY: Everyone wants to retire early, but the biggest challenge early retirees face today is what do they do about health insurance? In this video I will discuss the different health insurance options to consider when retiring...

 

Monday, November 4, 2019

By Kristi De Rycke, Registered Assistant It is a tradition in our family to go around the room on Thanksgiving Day and say one thing that we are each thankful for. It was always pretty easy for the adults in the room to find several...

 

Monday, November 4, 2019

SUMMARY: You don't think about it, you don't want to think about it, in fact you hate talking about it. No one wants to think about losing their independence and needing the help of others in the form of long-term care. But the...

 

Monday, October 28, 2019

SUMMARY: One of the top questions I get asked from clients approaching retirement - "Should I reduce my portfolio risk as I near retirement?" Unfortunately, it's not a one solution fits all kind of answer. It depends on a few...

 

Monday, October 28, 2019

By Kristi De Rycke, Registered Assistant Halloween conjures up many images of creatures that make our skin crawl. We have all watched horror movies that even years later can give us the creeps. The fear may be of clowns, zombies,...

 

Monday, October 21, 2019

Once you have made the decision to start working out, the next challenge becomes fitting exercise into your daily routine. Your life is hectic enough. Finding the time can be stressful. Here is a list of ways you can start...

 

Monday, October 21, 2019

SUMMARY The number one concern from retirees today - Will I Run Out Of Money In Retirement? To determine the answer you will need to complete the following steps which are discussed further in this video: 1. Figure out what is a safe...

 

Tuesday, October 15, 2019

By Kristi De Rycke, Registered Assistant What if your employer (or a customer if self-employed) walked up to you and asked “Would you prefer I increase your pay by $100 per month starting now or give you an envelope with $700...

 

Tuesday, October 15, 2019

SUMMARY Retirement is the most enjoyable part of your life or at least it's supposed to be. Have you thought through all the items you need to have in order before you jump into retirement? Have you done your planning? If you have,...

 

Sunday, October 6, 2019

Money can be the origin of many marital problems. It is time that you take control of the conversation before it’s too late. You want to discuss financial and life goals, such as buying a house, paying off credit card debt or...

 

Sunday, October 6, 2019

It seems to me that people often times struggle in communicating with their parents about their financial situation and it also appears to me that most parents are uncomfortable communicating with their children about their own...

 

Monday, September 30, 2019

By Kristi De Rycke, Registered Assistant So all of those financial needs that need addressed in your 30s will take money to meet them. This part is to try to help you find those painless or less painful ways to free up money to...

 

Wednesday, September 25, 2019

So you are feeling motivated to start working out, eating healthy, meditating or any number of lifestyle changes you’ve been telling yourself that you want to do. The problem is you have tried before without much success....

 

Friday, September 20, 2019

There are several types of life insurance in the market today and there has been many unique contracts issued over the years. I am here to shed some light on how to properly utilize a permanent life insurance contract to improve your...

 

Wednesday, September 18, 2019

By Kristi De Rycke, Registered Assistant Have you ever been getting ready for work and see a commercial of retirees traveling, sipping coffee or gardening? Have you ever watched that and wished you weren't going to work that day? Have...

 

Monday, September 16, 2019

If you own a permanent life insurance policy you need to watch this 5 minute video! Two significant things have happened in the last 30 years in the life insurance industry, learn what those two things are and how they could be...

 

Wednesday, September 11, 2019

It’s so important to make sure you are taking care of your body, mind and soul every day. Practicing self-care isn’t always easy and is usually the last thing on our agenda. Most of us are crazy busy with taking care of...

 

Sunday, September 8, 2019

I know I need life insurance, but how much do I actually need? Today's message is short and sweet. There are tons of ways to determine the right amount of life insurance to own. Computer programs, formulas, general rules of thumb. At...

 

Thursday, August 29, 2019

Introduction To Kristi's Koffee Talk - Did That Really Just Happen? Did That Really Just Happen Moment #1: I have been an occupational therapist for 22 years. 2 years ago the 401lk guy came to the office to meet with anyone interested...

 

Wednesday, January 30, 2019

Tips for financial success Financial planning is not as difficult as people make it out to be. The difficult part is doing the things you know you should be doing. Similar to a diet or fitness plan, it’s the follow through that...

 

Tuesday, October 16, 2018

Being in the financial services business for the last 16 years has allowed me to have many conversations with individuals about where do they start when it comes to planning for their financial future. I have used this picture since...

 

Tuesday, September 4, 2018

I get the question all the time from our clients. What is the right type of life insurance for me to buy? I always tell them the kind that is in force the day that you die. Tough part is who knows when that will be? In my time in this...